Equitable Distribution Under Florida Law
Florida is an "equitable distribution" state under F.S. 61.075, meaning marital assets are divided fairly—though not always equally. Understanding the statute is critical to protecting your interests.
"The court must begin with the premise that the distribution should be equal, unless there is a justification for an unequal distribution."— F.S. 61.075(1)
Assets Subject to Division:
- Real estate & marital homes
- Business interests & professional practices
- Retirement accounts (401k, IRA, pensions)
- Investment portfolios & brokerage accounts
- Bank accounts & savings
- Vehicles, boats & recreational vehicles
- Stock options & deferred compensation
- Cryptocurrency & digital assets
- Art, jewelry & collectibles
- Debts & liabilities
Marital vs. Non-Marital Property
Under F.S. 61.075(6), courts must first classify each asset as marital or non-marital before determining how to divide it.
Marital Assets (F.S. 61.075(6)(a))
"Assets acquired and liabilities incurred by either or both spouses subsequent to the date of the marriage and not specifically established as nonmarital."
These are subject to equitable distribution regardless of whose name is on the title:
- Home purchased during marriage
- Retirement contributions made during marriage
- Business started or grown during marriage
- Joint and individual bank accounts
- Appreciation of non-marital assets due to marital efforts or funds
- Gifts between spouses during marriage
- Real property held as tenants by entireties
Non-Marital Assets (F.S. 61.075(6)(b))
"Assets acquired separately by either party by noninterspousal gift, bequest, devise, or descent, and assets excluded from marital assets by valid written agreement."
These generally remain with the original owner:
- Assets owned before marriage (if kept separate)
- Inheritances received individually
- Gifts from third parties to one spouse
- Personal injury settlement proceeds (non-economic)
- Income from non-marital assets (if not commingled)
- Assets excluded by valid prenuptial agreement
- Assets acquired after filing for divorce
The Commingling Trap
Even non-marital assets can become partially marital through "commingling":
"The enhancement in value and appreciation of nonmarital assets resulting either from the efforts of either party during the marriage or from the contribution to or expenditure thereon of marital funds or other forms of marital assets..."— F.S. 61.075(6)(a)(1)
Example: A business owned before marriage that grew during the marriage due to your spouse's efforts or marital fund contributions may have a marital component even though it started as non-marital.
The 11 Statutory Factors Courts Consider
F.S. 61.075(1) requires courts to consider these factors when distributing marital assets. While equal division is the starting point, these factors can justify unequal distribution.
Contribution to the Marriage
Each spouse's contribution including services as homemaker
Economic Circumstances
Each party's financial situation and earning capacity
Marriage Duration
Length of the marriage (short, moderate, or long-term)
Career Interruptions
Sacrifices made for education or career of the other spouse
Future Financial Interests
Contribution to the personal career or education of the other
Keeping Assets Intact
Desirability of keeping an asset intact and free from claim
Spouse's Contribution to Non-Marital Assets
Contribution to the acquisition of non-marital assets
Marital Home Retention
Desirability of retaining the home for dependent children
Dissipation of Assets
Intentional waste or destruction of marital assets within 2 years of filing
Other Relevant Factors
Any other factors necessary for equity and justice
Tax Consequences
For high-asset divorces: tax implications of division
Need help understanding how these factors apply to your case?
Book a Deep Dive ConsultationDissipation of Marital Assets
If your spouse has wasted, hidden, or depleted marital assets, Florida law provides protection:
"The intentional dissipation, waste, depletion, or destruction of marital assets after the filing of the petition or within 2 years prior to the filing of the petition."— F.S. 61.075(1)(i)
Courts can "add back" dissipated assets to the marital estate and credit the innocent spouse, effectively charging the wasting spouse for their misconduct.
Common Forms of Dissipation:
- Spending money on extramarital affairs
- Gambling losses
- Transferring assets to family members
- Hiding money in secret accounts or cryptocurrency
- Intentional destruction of property
Related Articles
- Dissipation of Marital Assets: What You Need to Know
How to prove dissipation and recover wasted assets
- How to Protect Your Business in Divorce
Strategies for business owners facing divorce
- Dividing Crypto, Art & Collectibles
Unique assets require specialized handling
- Date of Valuation in Florida Divorce
When assets are valued can change everything
Complex Asset Division
High-asset divorces require specialized expertise in valuation, tax planning, and negotiation.
Real Estate
Multiple properties, investment real estate, commercial holdings, homestead issues
Businesses
Business valuations, goodwill (personal vs. enterprise), partnership interests
Retirement
401(k)s, pensions, IRAs, QDROs for retirement division, military benefits
Investments
Stock portfolios, cryptocurrency, NFTs, deferred compensation, stock options
Business Valuation: Personal vs. Enterprise Goodwill
Florida courts recognize an important distinction that can significantly affect business division:
Personal Goodwill
Value tied to an individual's reputation and skills. Not divisible because it cannot be sold separately from the individual.
Enterprise Goodwill
Value tied to the business itself (brand, systems, location). Subject to division as marital property.
The Property Division Process
How Florida courts approach equitable distribution
Identify
List all assets and debts owned by either or both spouses
Classify
Determine whether each asset is marital or non-marital under F.S. 61.075(6)
Value
Establish fair market value of all marital assets (may require appraisals)
Distribute
Divide assets equitably based on statutory factors, starting with 50/50 presumption
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