What is a Wife Entitled to in a Divorce in Florida? (2026 Complete Guide)
Learn what wives are legally entitled to in Florida divorce: equitable distribution, alimony, retirement accounts, and more. Know your rights.
What is a Wife Entitled to in a Divorce in Florida?
Quick Answer: In Florida, wives are entitled to equitable distribution of marital assets (typically 40-60%), potential alimony based on need and marriage length, 50% of marital portion of retirement accounts, and consideration for child custody and support. Florida law is gender-neutral—entitlements depend on circumstances, not gender.
Wife's Potential Entitlements in Florida Divorce
| Category | Typical Entitlement |
|---|---|
| Marital property | 40-60% (equitable, not always equal) |
| Marital home | Varies (often sold or bought out) |
| Retirement accounts | 50% of marital portion |
| Alimony | Based on need, ability to pay, marriage length |
| Child support | Based on custody and income |
| Health insurance | Potentially continued (COBRA or alimony provision) |
| Attorney fees | Possible if income disparity exists |
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Important: Florida Law is Gender-Neutral
Florida divorce law does not favor wives or husbands. The same rules apply regardless of gender:
- Wives can pay alimony to husbands
- Husbands can receive more than 50% of assets
- Custody is based on best interests of children, not parent gender
What matters is:
- Financial circumstances of each spouse
- Contributions to the marriage
- Need versus ability to pay
- Best interests of any children
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Equitable Distribution: Dividing Marital Property
What is Equitable Distribution?
Under Florida Statute 61.075, courts must divide marital property using "equitable distribution"—meaning fair, but not necessarily equal.
Statutory Language: The court "must begin with the premise that the distribution should be equal, unless there is a justification for an unequal distribution based on all relevant factors." — F.S. 61.075(1)
Factors Courts Must Consider (F.S. 61.075)
| Statutory Factor | How It Affects Distribution |
|---|---|
| "Contribution to the marriage by each spouse, including... services as homemaker" | Homemaking counts as contribution |
| Economic circumstances of the parties | Needs assessed individually |
| Duration of the marriage | Longer marriages favor equal split |
| "Career or educational opportunities" interrupted | Sacrificing career for family recognized |
| "Intentional dissipation, waste, depletion, or destruction of marital assets" | Wasteful spouse gets less |
| Desirability of retaining business interests intact | May award business to operating spouse |
| Whether retaining marital home serves children's interest | Custody affects home disposition |
Marital vs. Non-Marital Property (Per F.S. 61.075)
Marital Assets (Subject to Division):
"Assets acquired and liabilities incurred during the marriage, individually by either spouse or jointly by them." — F.S. 61.075(6)(a)1.
This includes:
- All property acquired during marriage (presumed marital)
- Enhancement/appreciation of non-marital assets from marital efforts or funds
- Retirement benefits accrued during the marriage
- Interspousal gifts (must be in writing for real property per 2024 amendment)
- Enterprise goodwill in closely held businesses (clarified by 2024 HB 521)
Non-Marital Assets (Separate Property):
"Assets acquired and liabilities incurred by either party prior to the marriage" and "assets acquired separately by either party by noninterspousal gift, bequest, devise, or descent." — F.S. 61.075(6)(b)
This includes:
- Assets owned before marriage
- Inheritances received individually
- Gifts from third parties (not from spouse)
- Income from non-marital assets (if kept separate)
- Assets excluded by valid prenuptial agreement
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The Marital Home
Options for the Family Home
Courts consider who has custody, ability to afford mortgage, and overall property division balance.
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Alimony Entitlements
Note: Florida eliminated permanent alimony in July 2023 (SB 1416). All alimony now has duration limits.
Types of Alimony Available (Post-2023)
| Type | Duration | Purpose |
|---|---|---|
| Bridge-the-gap | Up to 2 years | Transition assistance |
| Rehabilitative | Per plan | Education/training |
| Durational | 50-75% of marriage length | Primary support type |
Duration caps under SB 1416:
- Short-term (under 10 years): Max 50% of marriage length
- Moderate-term (10-20 years): Max 60% of marriage length
- Long-term (20+ years): Max 75% of marriage length
Amount cap: Cannot exceed 35% of the income difference between spouses.
Factors Determining Alimony
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Retirement Accounts and Pensions
Wife's Entitlement to Retirement
The marital portion of retirement accounts is subject to division:
Example:
- Husband's 401(k): $500,000
- Total contribution years: 25
- Years married: 15
- Wife's potential share: (15/25) x $500,000 x 50% = $150,000
| Account Type | Division Method |
|---|---|
| 401(k) | QDRO |
| IRA | Transfer incident to divorce |
| Pension | QDRO or offset |
| Military retirement | USFSPA rules |
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Child Custody and Support
Mothers and Custody
Important: Florida law does NOT favor mothers in custody. Courts consider:
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FAQ: Wife's Rights in Florida Divorce
Is Florida a 50/50 divorce state?
Answer: Florida is an equitable distribution state, meaning "fair" not necessarily "equal." The starting point is 50/50, but courts can adjust.
Can a wife get the house in a Florida divorce?
Answer: Possibly. Courts consider custody, ability to afford the home, and overall fairness. Wives don't automatically get the house.
Can I get alimony if I work?
Answer: Yes, if there's still a significant income disparity and you can demonstrate need.
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Get Personalized Guidance
| Service | Price |
|---|---|
| Strategy Session | $125 |
| Uncontested Divorce | $995-$1,295 |
Schedule a consultation to understand your specific entitlements.
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About the Author
Antonio G. Jimenez, Esq.
Florida Bar #21022 · 20+ Years Experience · LL.M. Trial Advocacy
Antonio is the founder of Divorce.law and creator of Victoria AI, our AI legal intake specialist. A U.S. Navy veteran and former felony prosecutor, he has handled thousands of family law cases across Florida. He built this firm to deliver efficient, transparent legal services using technology he developed himself.
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