Does Florida Have Legal Separation? Alternatives Explained (2026)
Florida does not recognize legal separation, but you have alternatives. Learn about postnuptial agreements, separate maintenance, and other options for couples who want to live apart without divorcing.
Does Florida Allow Legal Separation?
No. Florida is one of only six states that does not recognize legal separation as a legal status. You cannot file for "legal separation" in Florida courts.
This surprises many people who move to Florida from states where legal separation is common. In Florida, you're either married or divorced—there's no in-between legal status.
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Why Some Couples Want Legal Separation
Before exploring alternatives, it helps to understand why couples seek legal separation elsewhere:
- Religious beliefs prohibit divorce
- Health insurance — Staying married keeps spouse on insurance plan
- Military benefits — Certain benefits require 10+ years of marriage
- Social Security — Spousal benefits require 10+ years of marriage
- Not ready for divorce — Want time apart without finality
- Protecting assets — Want legal separation of finances
- Tax benefits — Filing jointly may have advantages
- Immigration status — Divorce may affect immigration proceedings
If any of these apply to you, there are alternatives in Florida.
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Alternative 1: Postnuptial Agreement
A postnuptial agreement (postnup) is a contract between married spouses that addresses:
- Division of property if you later divorce
- Who pays which debts
- Spousal support (alimony) terms
- Financial responsibilities during the marriage
- How to handle specific assets
What a Postnup CAN Do:
- Establish separate property rights
- Protect assets acquired after signing
- Set alimony terms in advance
- Define financial responsibilities
- Create rules for separate bank accounts
- Address inheritance rights
What a Postnup CANNOT Do:
- Create a "legally separated" status
- Establish child custody or support (these require court involvement)
- Be enforced by creditors (your agreement is between spouses only)
- Override federal benefit rules (like Social Security or military benefits)
Cost: Our postnuptial agreement service is $995 and includes a comprehensive agreement tailored to your situation.
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Alternative 2: Petition for Support (Separate Maintenance)
Florida Statute 61.09 allows a spouse to petition for support without filing for divorce. This is sometimes called "separate maintenance."
How It Works:
What You Can Get:
- Temporary financial support
- Court-ordered payments from your spouse
- Help with bills and living expenses
Limitations:
- No property division — You're still married, so no equitable distribution
- No custody determination — Would need separate paternity/custody action
- Rarely used — Most people in this situation simply file for divorce
This option exists but is uncommon. If you need court involvement for financial support, divorce proceedings typically make more sense.
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Alternative 3: Informal Separation
Many Florida couples simply live separately without any legal filing. This is sometimes called a "trial separation."
Benefits:
- No court involvement
- No legal fees
- Maximum flexibility
- Can reconcile easily
- Privacy maintained
Risks:
- No legal protections — No court orders for support
- Joint liability continues — Both spouses liable for debts incurred
- No property protection — Assets acquired are still marital property
- No custody orders — No enforceable parenting arrangement
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Important: 10-Year Marriage Threshold
If you're considering alternatives to divorce, be aware of the 10-year rule for certain benefits:
Social Security Spousal Benefits
- Marriage must last 10+ years to claim benefits on ex-spouse's record
- If divorced before 10 years, no spousal Social Security benefits
Military Benefits (20/20/20 Rule)
- Marriage must overlap 20+ years with military service
- If divorced before meeting this threshold, lose certain benefits
Strategy: If you're at 8 or 9 years of marriage and considering divorce, staying married until the 10-year mark may be financially significant.
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Summary: Your Options in Florida
| Option | Legal Status | Court Involved | Property Protected | Support Orders |
|---|---|---|---|---|
| Postnuptial Agreement | Married | No | Yes (by contract) | No |
| Separate Maintenance | Married | Yes | No | Yes |
| Informal Separation | Married | No | No | No |
| File & Pause Divorce | Married (case pending) | Yes | Partial | Yes (temporary) |
| Divorce | Divorced | Yes | Yes | Yes |
The bottom line: Florida doesn't have legal separation, but you have alternatives. The right choice depends on why you want to separate and what protections you need.
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About the Author
Antonio G. Jimenez, Esq.
Florida Bar #21022 · 20+ Years Experience · LL.M. Trial Advocacy
Antonio is the founder of Divorce.law and creator of Victoria AI, our AI legal intake specialist. A U.S. Navy veteran and former felony prosecutor, he has handled thousands of family law cases across Florida. He built this firm to deliver efficient, transparent legal services using technology he developed himself.
Have questions? Ask Victoria AIFrequently Asked Questions
Why doesn't Florida have legal separation?
Florida is one of six states without legal separation. Florida law simply doesn't include this status—you're either married or divorced. The historical reasoning is that legal separation creates complexity without clear benefits over divorce. Couples who want to live apart can do so informally or use alternatives like postnuptial agreements.
What states don't have legal separation?
Six states don't recognize legal separation: Florida, Delaware, Georgia, Mississippi, Pennsylvania, and Texas. If you move to Florida from a state where you were legally separated, that status has no legal effect in Florida—you're simply considered married.
Can I get health insurance for my spouse if we're separated in Florida?
As long as you're legally married, your spouse can typically remain on your employer health insurance. Florida has no 'legal separation' status, so living apart doesn't change your married status. After divorce, your ex-spouse loses eligibility but can continue coverage through COBRA (at full cost) for up to 36 months.
How can I protect my assets while separated but still married in Florida?
The best option is a postnuptial agreement, which is a contract between spouses establishing separate property rights, division terms, and financial responsibilities. Without this, assets acquired during marriage remain marital property even if you're living apart.
Should I stay married for 10 years for Social Security benefits?
Possibly. If divorced before 10 years of marriage, you cannot claim Social Security spousal benefits on your ex's record. If you're close to the 10-year mark and considering divorce, the financial impact of waiting may be significant—especially if your spouse earned substantially more. Consult a financial advisor about your specific situation.
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